AI, technology to transform banking jobs as CIBN urges upskilling

Artificial intelligence (AI), technological advancement and other structural changes are set to reshape jobs in the banking and financial services industry, the Chartered Institute of Bankers of Nigeria (CIBN) has urged bankers to continuously develop their skills to remain relevant. Dele Alabi, president/chairman of Council, CIBN, gave the warning at the Institute’s 2026 Stream II Chartered Banker Induction Programme held in Lagos. Speaking on the theme, “The Future-Ready Banker: Leadership, Innovation and Ethics in a Disruptive Global Economy,” Alabi said technological advancement, artificial intelligence, economic uncertainty and geoeconomic fragmentation were among the forces reshaping how institutions operate and the skills professionals would require. ads ads He said future-readiness was not simply the ability to adapt after change had occurred, but the capacity to anticipate emerging developments, exercise sound judgement in uncertain circumstances, harness innovation to create value and remain anchored in ethical principles. According to him, the World Economic Forum’s Future of Jobs Report 2025 projected that structural transformation would affect 22 percent of the formal jobs represented in its global study by 2030, with 92 million existing roles displaced even as 170 million new ones were created. ads ads Alabi said the development underscored the need for banking professionals to continuously acquire competencies and skills required to navigate a rapidly changing financial services environment. He said this was also reflected in his IMPACT Vision for CIBN, themed “Consolidating Our Local Impact, Enhancing Our Global Relevance”, which places emphasis on competencies and skills development, technology, automation and innovation, as well as professionalism and ethical conduct. “Future-readiness is not simply the ability to adapt after change has occurred. It is the capacity to anticipate emerging developments, exercise sound judgement in uncertain circumstances, harness innovation to create value and remain anchored in ethical principles even as the environment around us changes,” he said. The CIBN president urged the newly inducted bankers to apply the principles of continuous learning, innovation and ethical conduct in their careers, saying their professional conduct would determine the value they added to the banking industry. Also speaking at the event, Olusegun Alebiosu, chief executive officer, FirstBank and Fellow, CIBN, said disruption had become the operating environment for the banking industry rather than a temporary phase. Alebiosu said customers increasingly expected transactions to be completed within seconds, while businesses demanded quicker decisions, with new technologies changing how banking services were delivered. He added that inflation, cyber threats and global uncertainty had also made sound judgement increasingly important for banking professionals. “In Nigeria, recapitalisation and wider reforms have raised expectations for resilience and sound judgment. Disruption is no longer temporary; it is our operating environment,” Alebiosu said. He said future-ready bankers needed to combine leadership, innovation and ethics, noting that leadership was demonstrated through the decisions professionals made when the answers were not obvious, the questions they asked before problems grew and their willingness to take responsibility when things went wrong. On technology, Alebiosu said customers now compared banks with the best digital experiences anywhere and expected speed, convenience, security and personalisation. He, however, stressed that innovation was not limited to launching new digital applications, but also involved finding faster, safer and easier ways to solve customers’ problems without losing sight of risk. “Technology and markets will change, but integrity must not,” he said, stressing that ethics remained the foundation of banking because customers entrusted banks with their savings, businesses with their ambitions and regulators with the stability of the financial system. The FirstBank CEO urged the new Chartered Bankers to continue learning, remain curious, seek help when necessary and support those coming behind them, warning them never to trade their integrity for short-term gains. “The future of banking will not be shaped by technology alone. It will be shaped by people who use sound judgment, welcome new ideas and do the right thing even when no one is watching,” Alebiosu said. The CIBN inducted 2,178 new Chartered Bankers at the ceremony across five pathways. They included 1,439 through the Standard Chartered Banker (ACIB) Route, three through the Chartered Banker/MBA (Bangor University) Route, 222 through the Lagos Business School/Chartered Banker Route, 14 through the MSc/Chartered Banker Route and 500 Microfinance Certified Bankers (MCIB). Aishuai Xie (Andy), managing director, OPay Microfinance Bank, who spoke on behalf of the MCIB inductees, said the induction marked not only a professional milestone but also a responsibility to uphold the values, ethics, professionalism and integrity of the banking profession. He said the newly inducted bankers looked forward to contributing meaningfully to the growth and development of Nigeria’s financial services industry. Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

Dele Alabi, president/chairman of Council, CIBN, gave the warning at the Institute’s 2026 Stream II Chartered Banker Induction Programme held in Lagos. Speaking on the theme, “The Future-Ready Banker: Leadership, Innovation and Ethics in a Disruptive Global Economy,” Alabi said technological advancement, artificial intelligence, economic uncertainty and geoeconomic fragmentation were among the forces reshaping how institutions operate and the skills professionals would require. ads ads He said future-readiness was not simply the ability to adapt after change had occurred, but the capacity to anticipate emerging developments, exercise sound judgement in uncertain circumstances, harness innovation to create value and remain anchored in ethical principles. According to him, the World Economic Forum’s Future of Jobs Report 2025 projected that structural transformation would affect 22 percent of the formal jobs represented in its global study by 2030, with 92 million existing roles displaced even as 170 million new ones were created. ads ads Alabi said the development underscored the need for banking professionals to continuously acquire competencies and skills required to navigate a rapidly changing financial services environment. He said this was also reflected in his IMPACT Vision for CIBN, themed “Consolidating Our Local Impact, Enhancing Our Global Relevance”, which places emphasis on competencies and skills development, technology, automation and innovation, as well as professionalism and ethical conduct. “Future-readiness is not simply the ability to adapt after change has occurred. It is the capacity to anticipate emerging developments, exercise sound judgement in uncertain circumstances, harness innovation to create value and remain anchored in ethical principles even as the environment around us changes,” he said. The CIBN president urged the newly inducted bankers to apply the principles of continuous learning, innovation and ethical conduct in their careers, saying their professional conduct would determine the value they added to the banking industry. Also speaking at the event, Olusegun Alebiosu, chief executive officer, FirstBank and Fellow, CIBN, said disruption had become the operating environment for the banking industry rather than a temporary phase. Alebiosu said customers increasingly expected transactions to be completed within seconds, while businesses demanded quicker decisions, with new technologies changing how banking services were delivered. He added that inflation, cyber threats and global uncertainty had also made sound judgement increasingly important for banking professionals. “In Nigeria, recapitalisation and wider reforms have raised expectations for resilience and sound judgment. Disruption is no longer temporary; it is our operating environment,” Alebiosu said. He said future-ready bankers needed to combine leadership, innovation and ethics, noting that leadership was demonstrated through the decisions professionals made when the answers were not obvious, the questions they asked before problems grew and their willingness to take responsibility when things went wrong. On technology, Alebiosu said customers now compared banks with the best digital experiences anywhere and expected speed, convenience, security and personalisation. He, however, stressed that innovation was not limited to launching new digital applications, but also involved finding faster, safer and easier ways to solve customers’ problems without losing sight of risk. “Technology and markets will change, but integrity must not,” he said, stressing that ethics remained the foundation of banking because customers entrusted banks with their savings, businesses with their ambitions and regulators with the stability of the financial system. The FirstBank CEO urged the new Chartered Bankers to continue learning, remain curious, seek help when necessary and support those coming behind them, warning them never to trade their integrity for short-term gains. “The future of banking will not be shaped by technology alone. It will be shaped by people who use sound judgment, welcome new ideas and do the right thing even when no one is watching,” Alebiosu said. The CIBN inducted 2,178 new Chartered Bankers at the ceremony across five pathways. They included 1,439 through the Standard Chartered Banker (ACIB) Route, three through the Chartered Banker/MBA (Bangor University) Route, 222 through the Lagos Business School/Chartered Banker Route, 14 through the MSc/Chartered Banker Route and 500 Microfinance Certified Bankers (MCIB). Aishuai Xie (Andy), managing director, OPay Microfinance Bank, who spoke on behalf of the MCIB inductees, said the induction marked not only a professional milestone but also a responsibility to uphold the values, ethics, professionalism and integrity of the banking profession. He said the newly inducted bankers looked forward to contributing meaningfully to the growth and development of Nigeria’s financial services industry. Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

Speaking on the theme, “The Future-Ready Banker: Leadership, Innovation and Ethics in a Disruptive Global Economy,” Alabi said technological advancement, artificial intelligence, economic uncertainty and geoeconomic fragmentation were among the forces reshaping how institutions operate and the skills professionals would require. ads ads He said future-readiness was not simply the ability to adapt after change had occurred, but the capacity to anticipate emerging developments, exercise sound judgement in uncertain circumstances, harness innovation to create value and remain anchored in ethical principles. According to him, the World Economic Forum’s Future of Jobs Report 2025 projected that structural transformation would affect 22 percent of the formal jobs represented in its global study by 2030, with 92 million existing roles displaced even as 170 million new ones were created. ads ads Alabi said the development underscored the need for banking professionals to continuously acquire competencies and skills required to navigate a rapidly changing financial services environment. He said this was also reflected in his IMPACT Vision for CIBN, themed “Consolidating Our Local Impact, Enhancing Our Global Relevance”, which places emphasis on competencies and skills development, technology, automation and innovation, as well as professionalism and ethical conduct. “Future-readiness is not simply the ability to adapt after change has occurred. It is the capacity to anticipate emerging developments, exercise sound judgement in uncertain circumstances, harness innovation to create value and remain anchored in ethical principles even as the environment around us changes,” he said. The CIBN president urged the newly inducted bankers to apply the principles of continuous learning, innovation and ethical conduct in their careers, saying their professional conduct would determine the value they added to the banking industry. Also speaking at the event, Olusegun Alebiosu, chief executive officer, FirstBank and Fellow, CIBN, said disruption had become the operating environment for the banking industry rather than a temporary phase. Alebiosu said customers increasingly expected transactions to be completed within seconds, while businesses demanded quicker decisions, with new technologies changing how banking services were delivered. He added that inflation, cyber threats and global uncertainty had also made sound judgement increasingly important for banking professionals. “In Nigeria, recapitalisation and wider reforms have raised expectations for resilience and sound judgment. Disruption is no longer temporary; it is our operating environment,” Alebiosu said. He said future-ready bankers needed to combine leadership, innovation and ethics, noting that leadership was demonstrated through the decisions professionals made when the answers were not obvious, the questions they asked before problems grew and their willingness to take responsibility when things went wrong. On technology, Alebiosu said customers now compared banks with the best digital experiences anywhere and expected speed, convenience, security and personalisation. He, however, stressed that innovation was not limited to launching new digital applications, but also involved finding faster, safer and easier ways to solve customers’ problems without losing sight of risk. “Technology and markets will change, but integrity must not,” he said, stressing that ethics remained the foundation of banking because customers entrusted banks with their savings, businesses with their ambitions and regulators with the stability of the financial system. The FirstBank CEO urged the new Chartered Bankers to continue learning, remain curious, seek help when necessary and support those coming behind them, warning them never to trade their integrity for short-term gains. “The future of banking will not be shaped by technology alone. It will be shaped by people who use sound judgment, welcome new ideas and do the right thing even when no one is watching,” Alebiosu said. The CIBN inducted 2,178 new Chartered Bankers at the ceremony across five pathways. They included 1,439 through the Standard Chartered Banker (ACIB) Route, three through the Chartered Banker/MBA (Bangor University) Route, 222 through the Lagos Business School/Chartered Banker Route, 14 through the MSc/Chartered Banker Route and 500 Microfinance Certified Bankers (MCIB). Aishuai Xie (Andy), managing director, OPay Microfinance Bank, who spoke on behalf of the MCIB inductees, said the induction marked not only a professional milestone but also a responsibility to uphold the values, ethics, professionalism and integrity of the banking profession. He said the newly inducted bankers looked forward to contributing meaningfully to the growth and development of Nigeria’s financial services industry. Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

He said future-readiness was not simply the ability to adapt after change had occurred, but the capacity to anticipate emerging developments, exercise sound judgement in uncertain circumstances, harness innovation to create value and remain anchored in ethical principles. According to him, the World Economic Forum’s Future of Jobs Report 2025 projected that structural transformation would affect 22 percent of the formal jobs represented in its global study by 2030, with 92 million existing roles displaced even as 170 million new ones were created. ads ads Alabi said the development underscored the need for banking professionals to continuously acquire competencies and skills required to navigate a rapidly changing financial services environment. He said this was also reflected in his IMPACT Vision for CIBN, themed “Consolidating Our Local Impact, Enhancing Our Global Relevance”, which places emphasis on competencies and skills development, technology, automation and innovation, as well as professionalism and ethical conduct. “Future-readiness is not simply the ability to adapt after change has occurred. It is the capacity to anticipate emerging developments, exercise sound judgement in uncertain circumstances, harness innovation to create value and remain anchored in ethical principles even as the environment around us changes,” he said. The CIBN president urged the newly inducted bankers to apply the principles of continuous learning, innovation and ethical conduct in their careers, saying their professional conduct would determine the value they added to the banking industry. Also speaking at the event, Olusegun Alebiosu, chief executive officer, FirstBank and Fellow, CIBN, said disruption had become the operating environment for the banking industry rather than a temporary phase. Alebiosu said customers increasingly expected transactions to be completed within seconds, while businesses demanded quicker decisions, with new technologies changing how banking services were delivered. He added that inflation, cyber threats and global uncertainty had also made sound judgement increasingly important for banking professionals. “In Nigeria, recapitalisation and wider reforms have raised expectations for resilience and sound judgment. Disruption is no longer temporary; it is our operating environment,” Alebiosu said. He said future-ready bankers needed to combine leadership, innovation and ethics, noting that leadership was demonstrated through the decisions professionals made when the answers were not obvious, the questions they asked before problems grew and their willingness to take responsibility when things went wrong. On technology, Alebiosu said customers now compared banks with the best digital experiences anywhere and expected speed, convenience, security and personalisation. He, however, stressed that innovation was not limited to launching new digital applications, but also involved finding faster, safer and easier ways to solve customers’ problems without losing sight of risk. “Technology and markets will change, but integrity must not,” he said, stressing that ethics remained the foundation of banking because customers entrusted banks with their savings, businesses with their ambitions and regulators with the stability of the financial system. The FirstBank CEO urged the new Chartered Bankers to continue learning, remain curious, seek help when necessary and support those coming behind them, warning them never to trade their integrity for short-term gains. “The future of banking will not be shaped by technology alone. It will be shaped by people who use sound judgment, welcome new ideas and do the right thing even when no one is watching,” Alebiosu said. The CIBN inducted 2,178 new Chartered Bankers at the ceremony across five pathways. They included 1,439 through the Standard Chartered Banker (ACIB) Route, three through the Chartered Banker/MBA (Bangor University) Route, 222 through the Lagos Business School/Chartered Banker Route, 14 through the MSc/Chartered Banker Route and 500 Microfinance Certified Bankers (MCIB). Aishuai Xie (Andy), managing director, OPay Microfinance Bank, who spoke on behalf of the MCIB inductees, said the induction marked not only a professional milestone but also a responsibility to uphold the values, ethics, professionalism and integrity of the banking profession. He said the newly inducted bankers looked forward to contributing meaningfully to the growth and development of Nigeria’s financial services industry. Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

According to him, the World Economic Forum’s Future of Jobs Report 2025 projected that structural transformation would affect 22 percent of the formal jobs represented in its global study by 2030, with 92 million existing roles displaced even as 170 million new ones were created. ads ads Alabi said the development underscored the need for banking professionals to continuously acquire competencies and skills required to navigate a rapidly changing financial services environment. He said this was also reflected in his IMPACT Vision for CIBN, themed “Consolidating Our Local Impact, Enhancing Our Global Relevance”, which places emphasis on competencies and skills development, technology, automation and innovation, as well as professionalism and ethical conduct. “Future-readiness is not simply the ability to adapt after change has occurred. It is the capacity to anticipate emerging developments, exercise sound judgement in uncertain circumstances, harness innovation to create value and remain anchored in ethical principles even as the environment around us changes,” he said. The CIBN president urged the newly inducted bankers to apply the principles of continuous learning, innovation and ethical conduct in their careers, saying their professional conduct would determine the value they added to the banking industry. Also speaking at the event, Olusegun Alebiosu, chief executive officer, FirstBank and Fellow, CIBN, said disruption had become the operating environment for the banking industry rather than a temporary phase. Alebiosu said customers increasingly expected transactions to be completed within seconds, while businesses demanded quicker decisions, with new technologies changing how banking services were delivered. He added that inflation, cyber threats and global uncertainty had also made sound judgement increasingly important for banking professionals. “In Nigeria, recapitalisation and wider reforms have raised expectations for resilience and sound judgment. Disruption is no longer temporary; it is our operating environment,” Alebiosu said. He said future-ready bankers needed to combine leadership, innovation and ethics, noting that leadership was demonstrated through the decisions professionals made when the answers were not obvious, the questions they asked before problems grew and their willingness to take responsibility when things went wrong. On technology, Alebiosu said customers now compared banks with the best digital experiences anywhere and expected speed, convenience, security and personalisation. He, however, stressed that innovation was not limited to launching new digital applications, but also involved finding faster, safer and easier ways to solve customers’ problems without losing sight of risk. “Technology and markets will change, but integrity must not,” he said, stressing that ethics remained the foundation of banking because customers entrusted banks with their savings, businesses with their ambitions and regulators with the stability of the financial system. The FirstBank CEO urged the new Chartered Bankers to continue learning, remain curious, seek help when necessary and support those coming behind them, warning them never to trade their integrity for short-term gains. “The future of banking will not be shaped by technology alone. It will be shaped by people who use sound judgment, welcome new ideas and do the right thing even when no one is watching,” Alebiosu said. The CIBN inducted 2,178 new Chartered Bankers at the ceremony across five pathways. They included 1,439 through the Standard Chartered Banker (ACIB) Route, three through the Chartered Banker/MBA (Bangor University) Route, 222 through the Lagos Business School/Chartered Banker Route, 14 through the MSc/Chartered Banker Route and 500 Microfinance Certified Bankers (MCIB). Aishuai Xie (Andy), managing director, OPay Microfinance Bank, who spoke on behalf of the MCIB inductees, said the induction marked not only a professional milestone but also a responsibility to uphold the values, ethics, professionalism and integrity of the banking profession. He said the newly inducted bankers looked forward to contributing meaningfully to the growth and development of Nigeria’s financial services industry. Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

Alabi said the development underscored the need for banking professionals to continuously acquire competencies and skills required to navigate a rapidly changing financial services environment. He said this was also reflected in his IMPACT Vision for CIBN, themed “Consolidating Our Local Impact, Enhancing Our Global Relevance”, which places emphasis on competencies and skills development, technology, automation and innovation, as well as professionalism and ethical conduct. “Future-readiness is not simply the ability to adapt after change has occurred. It is the capacity to anticipate emerging developments, exercise sound judgement in uncertain circumstances, harness innovation to create value and remain anchored in ethical principles even as the environment around us changes,” he said. The CIBN president urged the newly inducted bankers to apply the principles of continuous learning, innovation and ethical conduct in their careers, saying their professional conduct would determine the value they added to the banking industry. Also speaking at the event, Olusegun Alebiosu, chief executive officer, FirstBank and Fellow, CIBN, said disruption had become the operating environment for the banking industry rather than a temporary phase. Alebiosu said customers increasingly expected transactions to be completed within seconds, while businesses demanded quicker decisions, with new technologies changing how banking services were delivered. He added that inflation, cyber threats and global uncertainty had also made sound judgement increasingly important for banking professionals. “In Nigeria, recapitalisation and wider reforms have raised expectations for resilience and sound judgment. Disruption is no longer temporary; it is our operating environment,” Alebiosu said. He said future-ready bankers needed to combine leadership, innovation and ethics, noting that leadership was demonstrated through the decisions professionals made when the answers were not obvious, the questions they asked before problems grew and their willingness to take responsibility when things went wrong. On technology, Alebiosu said customers now compared banks with the best digital experiences anywhere and expected speed, convenience, security and personalisation. He, however, stressed that innovation was not limited to launching new digital applications, but also involved finding faster, safer and easier ways to solve customers’ problems without losing sight of risk. “Technology and markets will change, but integrity must not,” he said, stressing that ethics remained the foundation of banking because customers entrusted banks with their savings, businesses with their ambitions and regulators with the stability of the financial system. The FirstBank CEO urged the new Chartered Bankers to continue learning, remain curious, seek help when necessary and support those coming behind them, warning them never to trade their integrity for short-term gains. “The future of banking will not be shaped by technology alone. It will be shaped by people who use sound judgment, welcome new ideas and do the right thing even when no one is watching,” Alebiosu said. The CIBN inducted 2,178 new Chartered Bankers at the ceremony across five pathways. They included 1,439 through the Standard Chartered Banker (ACIB) Route, three through the Chartered Banker/MBA (Bangor University) Route, 222 through the Lagos Business School/Chartered Banker Route, 14 through the MSc/Chartered Banker Route and 500 Microfinance Certified Bankers (MCIB). Aishuai Xie (Andy), managing director, OPay Microfinance Bank, who spoke on behalf of the MCIB inductees, said the induction marked not only a professional milestone but also a responsibility to uphold the values, ethics, professionalism and integrity of the banking profession. He said the newly inducted bankers looked forward to contributing meaningfully to the growth and development of Nigeria’s financial services industry. Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

He said this was also reflected in his IMPACT Vision for CIBN, themed “Consolidating Our Local Impact, Enhancing Our Global Relevance”, which places emphasis on competencies and skills development, technology, automation and innovation, as well as professionalism and ethical conduct. “Future-readiness is not simply the ability to adapt after change has occurred. It is the capacity to anticipate emerging developments, exercise sound judgement in uncertain circumstances, harness innovation to create value and remain anchored in ethical principles even as the environment around us changes,” he said. The CIBN president urged the newly inducted bankers to apply the principles of continuous learning, innovation and ethical conduct in their careers, saying their professional conduct would determine the value they added to the banking industry. Also speaking at the event, Olusegun Alebiosu, chief executive officer, FirstBank and Fellow, CIBN, said disruption had become the operating environment for the banking industry rather than a temporary phase. Alebiosu said customers increasingly expected transactions to be completed within seconds, while businesses demanded quicker decisions, with new technologies changing how banking services were delivered. He added that inflation, cyber threats and global uncertainty had also made sound judgement increasingly important for banking professionals. “In Nigeria, recapitalisation and wider reforms have raised expectations for resilience and sound judgment. Disruption is no longer temporary; it is our operating environment,” Alebiosu said. He said future-ready bankers needed to combine leadership, innovation and ethics, noting that leadership was demonstrated through the decisions professionals made when the answers were not obvious, the questions they asked before problems grew and their willingness to take responsibility when things went wrong. On technology, Alebiosu said customers now compared banks with the best digital experiences anywhere and expected speed, convenience, security and personalisation. He, however, stressed that innovation was not limited to launching new digital applications, but also involved finding faster, safer and easier ways to solve customers’ problems without losing sight of risk. “Technology and markets will change, but integrity must not,” he said, stressing that ethics remained the foundation of banking because customers entrusted banks with their savings, businesses with their ambitions and regulators with the stability of the financial system. The FirstBank CEO urged the new Chartered Bankers to continue learning, remain curious, seek help when necessary and support those coming behind them, warning them never to trade their integrity for short-term gains. “The future of banking will not be shaped by technology alone. It will be shaped by people who use sound judgment, welcome new ideas and do the right thing even when no one is watching,” Alebiosu said. The CIBN inducted 2,178 new Chartered Bankers at the ceremony across five pathways. They included 1,439 through the Standard Chartered Banker (ACIB) Route, three through the Chartered Banker/MBA (Bangor University) Route, 222 through the Lagos Business School/Chartered Banker Route, 14 through the MSc/Chartered Banker Route and 500 Microfinance Certified Bankers (MCIB). Aishuai Xie (Andy), managing director, OPay Microfinance Bank, who spoke on behalf of the MCIB inductees, said the induction marked not only a professional milestone but also a responsibility to uphold the values, ethics, professionalism and integrity of the banking profession. He said the newly inducted bankers looked forward to contributing meaningfully to the growth and development of Nigeria’s financial services industry. Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

“Future-readiness is not simply the ability to adapt after change has occurred. It is the capacity to anticipate emerging developments, exercise sound judgement in uncertain circumstances, harness innovation to create value and remain anchored in ethical principles even as the environment around us changes,” he said. The CIBN president urged the newly inducted bankers to apply the principles of continuous learning, innovation and ethical conduct in their careers, saying their professional conduct would determine the value they added to the banking industry. Also speaking at the event, Olusegun Alebiosu, chief executive officer, FirstBank and Fellow, CIBN, said disruption had become the operating environment for the banking industry rather than a temporary phase. Alebiosu said customers increasingly expected transactions to be completed within seconds, while businesses demanded quicker decisions, with new technologies changing how banking services were delivered. He added that inflation, cyber threats and global uncertainty had also made sound judgement increasingly important for banking professionals. “In Nigeria, recapitalisation and wider reforms have raised expectations for resilience and sound judgment. Disruption is no longer temporary; it is our operating environment,” Alebiosu said. He said future-ready bankers needed to combine leadership, innovation and ethics, noting that leadership was demonstrated through the decisions professionals made when the answers were not obvious, the questions they asked before problems grew and their willingness to take responsibility when things went wrong. On technology, Alebiosu said customers now compared banks with the best digital experiences anywhere and expected speed, convenience, security and personalisation. He, however, stressed that innovation was not limited to launching new digital applications, but also involved finding faster, safer and easier ways to solve customers’ problems without losing sight of risk. “Technology and markets will change, but integrity must not,” he said, stressing that ethics remained the foundation of banking because customers entrusted banks with their savings, businesses with their ambitions and regulators with the stability of the financial system. The FirstBank CEO urged the new Chartered Bankers to continue learning, remain curious, seek help when necessary and support those coming behind them, warning them never to trade their integrity for short-term gains. “The future of banking will not be shaped by technology alone. It will be shaped by people who use sound judgment, welcome new ideas and do the right thing even when no one is watching,” Alebiosu said. The CIBN inducted 2,178 new Chartered Bankers at the ceremony across five pathways. They included 1,439 through the Standard Chartered Banker (ACIB) Route, three through the Chartered Banker/MBA (Bangor University) Route, 222 through the Lagos Business School/Chartered Banker Route, 14 through the MSc/Chartered Banker Route and 500 Microfinance Certified Bankers (MCIB). Aishuai Xie (Andy), managing director, OPay Microfinance Bank, who spoke on behalf of the MCIB inductees, said the induction marked not only a professional milestone but also a responsibility to uphold the values, ethics, professionalism and integrity of the banking profession. He said the newly inducted bankers looked forward to contributing meaningfully to the growth and development of Nigeria’s financial services industry. Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

The CIBN president urged the newly inducted bankers to apply the principles of continuous learning, innovation and ethical conduct in their careers, saying their professional conduct would determine the value they added to the banking industry. Also speaking at the event, Olusegun Alebiosu, chief executive officer, FirstBank and Fellow, CIBN, said disruption had become the operating environment for the banking industry rather than a temporary phase. Alebiosu said customers increasingly expected transactions to be completed within seconds, while businesses demanded quicker decisions, with new technologies changing how banking services were delivered. He added that inflation, cyber threats and global uncertainty had also made sound judgement increasingly important for banking professionals. “In Nigeria, recapitalisation and wider reforms have raised expectations for resilience and sound judgment. Disruption is no longer temporary; it is our operating environment,” Alebiosu said. He said future-ready bankers needed to combine leadership, innovation and ethics, noting that leadership was demonstrated through the decisions professionals made when the answers were not obvious, the questions they asked before problems grew and their willingness to take responsibility when things went wrong. On technology, Alebiosu said customers now compared banks with the best digital experiences anywhere and expected speed, convenience, security and personalisation. He, however, stressed that innovation was not limited to launching new digital applications, but also involved finding faster, safer and easier ways to solve customers’ problems without losing sight of risk. “Technology and markets will change, but integrity must not,” he said, stressing that ethics remained the foundation of banking because customers entrusted banks with their savings, businesses with their ambitions and regulators with the stability of the financial system. The FirstBank CEO urged the new Chartered Bankers to continue learning, remain curious, seek help when necessary and support those coming behind them, warning them never to trade their integrity for short-term gains. “The future of banking will not be shaped by technology alone. It will be shaped by people who use sound judgment, welcome new ideas and do the right thing even when no one is watching,” Alebiosu said. The CIBN inducted 2,178 new Chartered Bankers at the ceremony across five pathways. They included 1,439 through the Standard Chartered Banker (ACIB) Route, three through the Chartered Banker/MBA (Bangor University) Route, 222 through the Lagos Business School/Chartered Banker Route, 14 through the MSc/Chartered Banker Route and 500 Microfinance Certified Bankers (MCIB). Aishuai Xie (Andy), managing director, OPay Microfinance Bank, who spoke on behalf of the MCIB inductees, said the induction marked not only a professional milestone but also a responsibility to uphold the values, ethics, professionalism and integrity of the banking profession. He said the newly inducted bankers looked forward to contributing meaningfully to the growth and development of Nigeria’s financial services industry. Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

Also speaking at the event, Olusegun Alebiosu, chief executive officer, FirstBank and Fellow, CIBN, said disruption had become the operating environment for the banking industry rather than a temporary phase. Alebiosu said customers increasingly expected transactions to be completed within seconds, while businesses demanded quicker decisions, with new technologies changing how banking services were delivered. He added that inflation, cyber threats and global uncertainty had also made sound judgement increasingly important for banking professionals. “In Nigeria, recapitalisation and wider reforms have raised expectations for resilience and sound judgment. Disruption is no longer temporary; it is our operating environment,” Alebiosu said. He said future-ready bankers needed to combine leadership, innovation and ethics, noting that leadership was demonstrated through the decisions professionals made when the answers were not obvious, the questions they asked before problems grew and their willingness to take responsibility when things went wrong. On technology, Alebiosu said customers now compared banks with the best digital experiences anywhere and expected speed, convenience, security and personalisation. He, however, stressed that innovation was not limited to launching new digital applications, but also involved finding faster, safer and easier ways to solve customers’ problems without losing sight of risk. “Technology and markets will change, but integrity must not,” he said, stressing that ethics remained the foundation of banking because customers entrusted banks with their savings, businesses with their ambitions and regulators with the stability of the financial system. The FirstBank CEO urged the new Chartered Bankers to continue learning, remain curious, seek help when necessary and support those coming behind them, warning them never to trade their integrity for short-term gains. “The future of banking will not be shaped by technology alone. It will be shaped by people who use sound judgment, welcome new ideas and do the right thing even when no one is watching,” Alebiosu said. The CIBN inducted 2,178 new Chartered Bankers at the ceremony across five pathways. They included 1,439 through the Standard Chartered Banker (ACIB) Route, three through the Chartered Banker/MBA (Bangor University) Route, 222 through the Lagos Business School/Chartered Banker Route, 14 through the MSc/Chartered Banker Route and 500 Microfinance Certified Bankers (MCIB). Aishuai Xie (Andy), managing director, OPay Microfinance Bank, who spoke on behalf of the MCIB inductees, said the induction marked not only a professional milestone but also a responsibility to uphold the values, ethics, professionalism and integrity of the banking profession. He said the newly inducted bankers looked forward to contributing meaningfully to the growth and development of Nigeria’s financial services industry. Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

Alebiosu said customers increasingly expected transactions to be completed within seconds, while businesses demanded quicker decisions, with new technologies changing how banking services were delivered. He added that inflation, cyber threats and global uncertainty had also made sound judgement increasingly important for banking professionals. “In Nigeria, recapitalisation and wider reforms have raised expectations for resilience and sound judgment. Disruption is no longer temporary; it is our operating environment,” Alebiosu said. He said future-ready bankers needed to combine leadership, innovation and ethics, noting that leadership was demonstrated through the decisions professionals made when the answers were not obvious, the questions they asked before problems grew and their willingness to take responsibility when things went wrong. On technology, Alebiosu said customers now compared banks with the best digital experiences anywhere and expected speed, convenience, security and personalisation. He, however, stressed that innovation was not limited to launching new digital applications, but also involved finding faster, safer and easier ways to solve customers’ problems without losing sight of risk. “Technology and markets will change, but integrity must not,” he said, stressing that ethics remained the foundation of banking because customers entrusted banks with their savings, businesses with their ambitions and regulators with the stability of the financial system. The FirstBank CEO urged the new Chartered Bankers to continue learning, remain curious, seek help when necessary and support those coming behind them, warning them never to trade their integrity for short-term gains. “The future of banking will not be shaped by technology alone. It will be shaped by people who use sound judgment, welcome new ideas and do the right thing even when no one is watching,” Alebiosu said. The CIBN inducted 2,178 new Chartered Bankers at the ceremony across five pathways. They included 1,439 through the Standard Chartered Banker (ACIB) Route, three through the Chartered Banker/MBA (Bangor University) Route, 222 through the Lagos Business School/Chartered Banker Route, 14 through the MSc/Chartered Banker Route and 500 Microfinance Certified Bankers (MCIB). Aishuai Xie (Andy), managing director, OPay Microfinance Bank, who spoke on behalf of the MCIB inductees, said the induction marked not only a professional milestone but also a responsibility to uphold the values, ethics, professionalism and integrity of the banking profession. He said the newly inducted bankers looked forward to contributing meaningfully to the growth and development of Nigeria’s financial services industry. Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

He added that inflation, cyber threats and global uncertainty had also made sound judgement increasingly important for banking professionals. “In Nigeria, recapitalisation and wider reforms have raised expectations for resilience and sound judgment. Disruption is no longer temporary; it is our operating environment,” Alebiosu said. He said future-ready bankers needed to combine leadership, innovation and ethics, noting that leadership was demonstrated through the decisions professionals made when the answers were not obvious, the questions they asked before problems grew and their willingness to take responsibility when things went wrong. On technology, Alebiosu said customers now compared banks with the best digital experiences anywhere and expected speed, convenience, security and personalisation. He, however, stressed that innovation was not limited to launching new digital applications, but also involved finding faster, safer and easier ways to solve customers’ problems without losing sight of risk. “Technology and markets will change, but integrity must not,” he said, stressing that ethics remained the foundation of banking because customers entrusted banks with their savings, businesses with their ambitions and regulators with the stability of the financial system. The FirstBank CEO urged the new Chartered Bankers to continue learning, remain curious, seek help when necessary and support those coming behind them, warning them never to trade their integrity for short-term gains. “The future of banking will not be shaped by technology alone. It will be shaped by people who use sound judgment, welcome new ideas and do the right thing even when no one is watching,” Alebiosu said. The CIBN inducted 2,178 new Chartered Bankers at the ceremony across five pathways. They included 1,439 through the Standard Chartered Banker (ACIB) Route, three through the Chartered Banker/MBA (Bangor University) Route, 222 through the Lagos Business School/Chartered Banker Route, 14 through the MSc/Chartered Banker Route and 500 Microfinance Certified Bankers (MCIB). Aishuai Xie (Andy), managing director, OPay Microfinance Bank, who spoke on behalf of the MCIB inductees, said the induction marked not only a professional milestone but also a responsibility to uphold the values, ethics, professionalism and integrity of the banking profession. He said the newly inducted bankers looked forward to contributing meaningfully to the growth and development of Nigeria’s financial services industry. Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

“In Nigeria, recapitalisation and wider reforms have raised expectations for resilience and sound judgment. Disruption is no longer temporary; it is our operating environment,” Alebiosu said. He said future-ready bankers needed to combine leadership, innovation and ethics, noting that leadership was demonstrated through the decisions professionals made when the answers were not obvious, the questions they asked before problems grew and their willingness to take responsibility when things went wrong. On technology, Alebiosu said customers now compared banks with the best digital experiences anywhere and expected speed, convenience, security and personalisation. He, however, stressed that innovation was not limited to launching new digital applications, but also involved finding faster, safer and easier ways to solve customers’ problems without losing sight of risk. “Technology and markets will change, but integrity must not,” he said, stressing that ethics remained the foundation of banking because customers entrusted banks with their savings, businesses with their ambitions and regulators with the stability of the financial system. The FirstBank CEO urged the new Chartered Bankers to continue learning, remain curious, seek help when necessary and support those coming behind them, warning them never to trade their integrity for short-term gains. “The future of banking will not be shaped by technology alone. It will be shaped by people who use sound judgment, welcome new ideas and do the right thing even when no one is watching,” Alebiosu said. The CIBN inducted 2,178 new Chartered Bankers at the ceremony across five pathways. They included 1,439 through the Standard Chartered Banker (ACIB) Route, three through the Chartered Banker/MBA (Bangor University) Route, 222 through the Lagos Business School/Chartered Banker Route, 14 through the MSc/Chartered Banker Route and 500 Microfinance Certified Bankers (MCIB). Aishuai Xie (Andy), managing director, OPay Microfinance Bank, who spoke on behalf of the MCIB inductees, said the induction marked not only a professional milestone but also a responsibility to uphold the values, ethics, professionalism and integrity of the banking profession. He said the newly inducted bankers looked forward to contributing meaningfully to the growth and development of Nigeria’s financial services industry. Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

He said future-ready bankers needed to combine leadership, innovation and ethics, noting that leadership was demonstrated through the decisions professionals made when the answers were not obvious, the questions they asked before problems grew and their willingness to take responsibility when things went wrong. On technology, Alebiosu said customers now compared banks with the best digital experiences anywhere and expected speed, convenience, security and personalisation. He, however, stressed that innovation was not limited to launching new digital applications, but also involved finding faster, safer and easier ways to solve customers’ problems without losing sight of risk. “Technology and markets will change, but integrity must not,” he said, stressing that ethics remained the foundation of banking because customers entrusted banks with their savings, businesses with their ambitions and regulators with the stability of the financial system. The FirstBank CEO urged the new Chartered Bankers to continue learning, remain curious, seek help when necessary and support those coming behind them, warning them never to trade their integrity for short-term gains. “The future of banking will not be shaped by technology alone. It will be shaped by people who use sound judgment, welcome new ideas and do the right thing even when no one is watching,” Alebiosu said. The CIBN inducted 2,178 new Chartered Bankers at the ceremony across five pathways. They included 1,439 through the Standard Chartered Banker (ACIB) Route, three through the Chartered Banker/MBA (Bangor University) Route, 222 through the Lagos Business School/Chartered Banker Route, 14 through the MSc/Chartered Banker Route and 500 Microfinance Certified Bankers (MCIB). Aishuai Xie (Andy), managing director, OPay Microfinance Bank, who spoke on behalf of the MCIB inductees, said the induction marked not only a professional milestone but also a responsibility to uphold the values, ethics, professionalism and integrity of the banking profession. He said the newly inducted bankers looked forward to contributing meaningfully to the growth and development of Nigeria’s financial services industry. Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

On technology, Alebiosu said customers now compared banks with the best digital experiences anywhere and expected speed, convenience, security and personalisation. He, however, stressed that innovation was not limited to launching new digital applications, but also involved finding faster, safer and easier ways to solve customers’ problems without losing sight of risk. “Technology and markets will change, but integrity must not,” he said, stressing that ethics remained the foundation of banking because customers entrusted banks with their savings, businesses with their ambitions and regulators with the stability of the financial system. The FirstBank CEO urged the new Chartered Bankers to continue learning, remain curious, seek help when necessary and support those coming behind them, warning them never to trade their integrity for short-term gains. “The future of banking will not be shaped by technology alone. It will be shaped by people who use sound judgment, welcome new ideas and do the right thing even when no one is watching,” Alebiosu said. The CIBN inducted 2,178 new Chartered Bankers at the ceremony across five pathways. They included 1,439 through the Standard Chartered Banker (ACIB) Route, three through the Chartered Banker/MBA (Bangor University) Route, 222 through the Lagos Business School/Chartered Banker Route, 14 through the MSc/Chartered Banker Route and 500 Microfinance Certified Bankers (MCIB). Aishuai Xie (Andy), managing director, OPay Microfinance Bank, who spoke on behalf of the MCIB inductees, said the induction marked not only a professional milestone but also a responsibility to uphold the values, ethics, professionalism and integrity of the banking profession. He said the newly inducted bankers looked forward to contributing meaningfully to the growth and development of Nigeria’s financial services industry. Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

He, however, stressed that innovation was not limited to launching new digital applications, but also involved finding faster, safer and easier ways to solve customers’ problems without losing sight of risk. “Technology and markets will change, but integrity must not,” he said, stressing that ethics remained the foundation of banking because customers entrusted banks with their savings, businesses with their ambitions and regulators with the stability of the financial system. The FirstBank CEO urged the new Chartered Bankers to continue learning, remain curious, seek help when necessary and support those coming behind them, warning them never to trade their integrity for short-term gains. “The future of banking will not be shaped by technology alone. It will be shaped by people who use sound judgment, welcome new ideas and do the right thing even when no one is watching,” Alebiosu said. The CIBN inducted 2,178 new Chartered Bankers at the ceremony across five pathways. They included 1,439 through the Standard Chartered Banker (ACIB) Route, three through the Chartered Banker/MBA (Bangor University) Route, 222 through the Lagos Business School/Chartered Banker Route, 14 through the MSc/Chartered Banker Route and 500 Microfinance Certified Bankers (MCIB). Aishuai Xie (Andy), managing director, OPay Microfinance Bank, who spoke on behalf of the MCIB inductees, said the induction marked not only a professional milestone but also a responsibility to uphold the values, ethics, professionalism and integrity of the banking profession. He said the newly inducted bankers looked forward to contributing meaningfully to the growth and development of Nigeria’s financial services industry. Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

“Technology and markets will change, but integrity must not,” he said, stressing that ethics remained the foundation of banking because customers entrusted banks with their savings, businesses with their ambitions and regulators with the stability of the financial system. The FirstBank CEO urged the new Chartered Bankers to continue learning, remain curious, seek help when necessary and support those coming behind them, warning them never to trade their integrity for short-term gains. “The future of banking will not be shaped by technology alone. It will be shaped by people who use sound judgment, welcome new ideas and do the right thing even when no one is watching,” Alebiosu said. The CIBN inducted 2,178 new Chartered Bankers at the ceremony across five pathways. They included 1,439 through the Standard Chartered Banker (ACIB) Route, three through the Chartered Banker/MBA (Bangor University) Route, 222 through the Lagos Business School/Chartered Banker Route, 14 through the MSc/Chartered Banker Route and 500 Microfinance Certified Bankers (MCIB). Aishuai Xie (Andy), managing director, OPay Microfinance Bank, who spoke on behalf of the MCIB inductees, said the induction marked not only a professional milestone but also a responsibility to uphold the values, ethics, professionalism and integrity of the banking profession. He said the newly inducted bankers looked forward to contributing meaningfully to the growth and development of Nigeria’s financial services industry. Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

The FirstBank CEO urged the new Chartered Bankers to continue learning, remain curious, seek help when necessary and support those coming behind them, warning them never to trade their integrity for short-term gains. “The future of banking will not be shaped by technology alone. It will be shaped by people who use sound judgment, welcome new ideas and do the right thing even when no one is watching,” Alebiosu said. The CIBN inducted 2,178 new Chartered Bankers at the ceremony across five pathways. They included 1,439 through the Standard Chartered Banker (ACIB) Route, three through the Chartered Banker/MBA (Bangor University) Route, 222 through the Lagos Business School/Chartered Banker Route, 14 through the MSc/Chartered Banker Route and 500 Microfinance Certified Bankers (MCIB). Aishuai Xie (Andy), managing director, OPay Microfinance Bank, who spoke on behalf of the MCIB inductees, said the induction marked not only a professional milestone but also a responsibility to uphold the values, ethics, professionalism and integrity of the banking profession. He said the newly inducted bankers looked forward to contributing meaningfully to the growth and development of Nigeria’s financial services industry. Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

“The future of banking will not be shaped by technology alone. It will be shaped by people who use sound judgment, welcome new ideas and do the right thing even when no one is watching,” Alebiosu said. The CIBN inducted 2,178 new Chartered Bankers at the ceremony across five pathways. They included 1,439 through the Standard Chartered Banker (ACIB) Route, three through the Chartered Banker/MBA (Bangor University) Route, 222 through the Lagos Business School/Chartered Banker Route, 14 through the MSc/Chartered Banker Route and 500 Microfinance Certified Bankers (MCIB). Aishuai Xie (Andy), managing director, OPay Microfinance Bank, who spoke on behalf of the MCIB inductees, said the induction marked not only a professional milestone but also a responsibility to uphold the values, ethics, professionalism and integrity of the banking profession. He said the newly inducted bankers looked forward to contributing meaningfully to the growth and development of Nigeria’s financial services industry. Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

The CIBN inducted 2,178 new Chartered Bankers at the ceremony across five pathways. They included 1,439 through the Standard Chartered Banker (ACIB) Route, three through the Chartered Banker/MBA (Bangor University) Route, 222 through the Lagos Business School/Chartered Banker Route, 14 through the MSc/Chartered Banker Route and 500 Microfinance Certified Bankers (MCIB). Aishuai Xie (Andy), managing director, OPay Microfinance Bank, who spoke on behalf of the MCIB inductees, said the induction marked not only a professional milestone but also a responsibility to uphold the values, ethics, professionalism and integrity of the banking profession. He said the newly inducted bankers looked forward to contributing meaningfully to the growth and development of Nigeria’s financial services industry. Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

Aishuai Xie (Andy), managing director, OPay Microfinance Bank, who spoke on behalf of the MCIB inductees, said the induction marked not only a professional milestone but also a responsibility to uphold the values, ethics, professionalism and integrity of the banking profession. He said the newly inducted bankers looked forward to contributing meaningfully to the growth and development of Nigeria’s financial services industry. Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

He said the newly inducted bankers looked forward to contributing meaningfully to the growth and development of Nigeria’s financial services industry. Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

Related News Navy opens 2026 recruitment for basic training school Angola raises $224m from sale of 34% Standard Bank stake HURIWA urges South-East governors to unite against insecurity after 28 skulls recovered in Abia Hope Moses-Ashike Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa. Share

Hope Moses-Ashike is an Associate Editor, Banking and Finance, with more than a decade of experience reporting on Nigeria’s financial system and broader economy. She closely tracks market movements, monetary policy decisions, company disclosures, regulatory actions, economic indicators, and global developments, and interprets what they mean for businesses, investors, policymakers, and households. Her reporting helps readers understand complex issues such as inflation trends, foreign exchange market dynamics, interest rate decisions, bank performance, and investment risks. She also covers major international events and periodically travels to Washington, D.C., to report on the World Bank/IMF Spring and Annual Meetings. Her dedication to financial journalism has earned her multiple recognitions and invitations to high-level professional development programmes. She is an alumna of the International Visitors Leadership Programme (IVLP) in the United States and holds an Advanced Financial Journalism Certificate from the Press Association Training in London, UK. Her other notable achievements include completing the Lagos Business School CMC Programme, the Bloomberg Media Africa Initiative Programme, and a Master Class in Journalism at Rhodes University in South Africa.